Social Security

So much talk of Social Security and Medicare and how they will be out of funds and insolvent after folks have contributed throughout their working lives for a retirement income. One of the flaws of these Security funds is the investment vehicle.  The funds are invested in  United States Treasuries which pay a low yield that barely keeps up with inflation.  

The simple solution of course is investing a portion of these taxpayer funds in a higher yielding long term investment like the S&P 500 index and even the Nasdaq 100 index.  These index funds can produce long term returns of close to 10% surpassing inflation while creating a surplus of funds that will secure the Retirement programs for the long term.  

The solution requires no additional taxpayer or government funds but let's the long term market compounding do the work. When we take into account reinvesting dividends into the returns of these index funds is even higher. 

The solution is simple. The USA has some of the best capital markets in the world and it's time we use our financial strength to improve our own Balance sheet.  We can reduce our national deficit starting with the two Retirement expenses. 

America is a problem solving nation and is now time to Solve the Problem. 

With Love,

Coach K

Being Right

"What is right is more important that who is right" 

~ John Wooden 

With Love,

Coach K

Raison d'etre

 Who doesn't love a good French word. Raison d'etre meaning reason for being or reason to be. The concept of having a purpose in life doesn't have to be hard just enjoying the gift of life is enough. 

We can combine How may we serve with our reason for being. Just spreading a little love and kindness into the world can have a tremendous impact in our world. We want to be productive, we want to build and accomplish and we can do all those things, but it all starts with gratitude for simply being given the gift of life. 

As we are reminded, this is the day the Lord has made let us rejoice and be glad. 

Be patient with yourself.  Warren Buffet who amassed a billion dollar fortune said he knows many wealthy people and at the end of the day the most important factor in life was whether the person was loved. The fame and fortune mattered little if your family and personal life was in tatters. 

Can we have it all. Yes, but we need to focus on the important things are everything else will fall into place. As Jesus reminds us "you can do all that I have done and more if you but believe." 

With Love, 

Coach K 

Picasso

"It took me four years to paint like Raphael but a lifetime to paint like a child" 

Pablo Picasso 

With Love,

Coach K

Three Musicians 

The Remedy for Love

Henry David Thoreau is an acclaimed author and great lover of Nature, Individuality, and Freedom who lived life on his terms has great quote 

"There is no remedy for love, but to love more."  

Henry David Thoreau 

 Let us all love more.

With Love,

Coach K

Caffeine Drug

Caffeine is the number one drug in the world. The world runs on caffeine. And like other drugs we have to monitor our use. Everyone enjoys the boost caffeine can provide but like anything we don't want to be dependent on the kick. 

Whether it's the Red Bull, the Starbucks, or the Coke we need to be aware of how much caffeine we are consuming and just as importantly the sugar that accompanies these beverages. They can wreck our health. 

The coffee bean has some excellent antioxidant properties and green tea is high in polyphenols yet relatively in caffeine. 

A great alternative before any caffeine, especially upon just waking in the morning is a pinch of sea salt with lemon water. An excellent detox for the kidneys and liver and full of Vitamin C. 

As the Huey Lewis song goes, I wanna new drug. 

With Love,

Coach K

What's In a Name

 The most important word in the universe is a person's Name. 

Why? 

When you think about it for a moment that single person is the most important person in the world.  When you call someone by their name you validate them, you acknowledge them, you see them as valuable.  And you connect with them on a personal even friendship level. 

Each of us is unique with a Divine Spirit.  We have a one of a kind voice, fingerprint, and DNA. 

A simple act of Kindness that we can all do is to just simply call a person by their Name.

God Bless. 

With Love

Coach K